Terms & Conditions

Privacy

Please review our Privacy Policy, which also governs your visit to this website and affiliated websites, to understand our privacy practices including how we collect, use, and share personal information and how you may exercise applicable privacy rights.

Electronic Communications

When you visit gbsbenefits.com, or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email, SMS or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

If you have consented to receive text messages from GBS Benefits Inc. you may receive notifications related to client care, account updates, marketing, and promotions.

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list. For assistance, text HELP. If you are experiencing any issues, you can reply with the keyword HELP, or ff you no longer want to receive SMS, emails or marketing-related materials from us, you may opt out of receiving these materials by following the unsubscribe instructions in such messages or by contacting via email at: optout@leavitt.com. Please note that even if you opt out of receiving promotional emails from us, we may continue to send you transactional or informational email communications.

Acceptable Use

You agree to use this website only for lawful purposes and in accordance with these Terms & Conditions.

You agree not to:

  • Use the website in any way that violates any applicable federal, state, or local law or regulation
  • Attempt to gain unauthorized access to any portion of the website, servers, or systems
  • Interfere with or disrupt the functionality or security of the website
  • Use any automated system (including bots, scrapers, or crawlers) to access the website for any purpose without our prior written consent
  • Upload, transmit, or distribute any malicious code, viruses, or harmful materials
  • Use the website in a manner that could damage, disable, or impair our services

We reserve the right to suspend or terminate access to the website for any user who violates these terms.

Website Use Disclaimer (“As-Is”)

This website and all content, materials, information, and services provided on or through it are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

To the fullest extent permitted by law, GBS Benefits disclaims all warranties, including but not limited to:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, completeness, or reliability of content

We do not warrant that:

  • The website will be uninterrupted, secure, or error-free
  • Any defects will be corrected
  • The website or servers are free of viruses or other harmful components

Limitation of Liability

To the fullest extent permitted by law, GBS Benefits and its affiliates, officers, employees, agents, and partners shall not be liable for any:

  • Indirect, incidental, consequential, or punitive damages
  • Loss of data, revenue, profits, or business opportunities
  • Damages arising from your use of or inability to use the website

This applies even if we have been advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the website is to stop using it.

Reliance on Information

The content provided on this website is for general informational purposes only and is not intended as legal, financial, or insurance advice.

You should not rely solely on this information without consulting appropriate professional advisors.

Third-Party Links

This website may include links to third-party websites or services.

We are not responsible for:

  • The content or practices of third-party sites
  • Any damages or losses arising from their use

Use of third-party sites is at your own risk.

Intellectual Property (Expanded)

All content included on this site, such as text, graphics, logos, button icons, audio clips, digital downloads, data compilations, and software, is the property of GBS Benefits, Inc. and its affiliates or its content suppliers and is protected by United States and international copyright laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content without prior written consent.

Copyright

All content included on this site, such as text, graphics, logos, button icons, audio clips, digital downloads, data compilations, and software, is the property of GBS Benefits, Inc. and its affiliates, or its content suppliers, and is protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of GBS Benefits, Inc. and its affiliates and is protected by United States and international copyright laws. All software used on this site is the property of GBS Benefits, Inc. and its affiliates, or its software suppliers, and is protected by United States and international copyright laws.

Trademarks

Leavitt Group Enterprises, LGE, Leavitt Group Agency Association, LGAA, and other marks, graphics, logos, page headers, button icons, scripts, and service names indicated on our site are trademarks of Leavitt Group Enterprises, its subsidiaries and affiliates, or the site’s content providers. These trademarks may not be used in connection with any product or service that is not Leavitt Group Enterprises’ or one of its affiliates’ in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Leavitt Group Enterprises, its subsidiaries, or its affiliates. All other trademarks not owned by Leavitt Group Enterprises, its subsidiaries, or its affiliates that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Leavitt Group Enterprises, its subsidiaries, or its affiliates.

Indemnification

You agree to defend, indemnify, and hold harmless GBS Benefits and its affiliates, officers, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

  • Your use of the website
  • Your violation of these Terms
  • Your violation of any third-party rights

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Utah, without regard to conflict of law principles.

Any disputes arising from these Terms shall be resolved in the courts located within Utah.

Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of those changes.

Updated June 18, 2026